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How much funding can I get?

Understanding Support at Home funding can feel like a lot to take in, especially with new classifications, budgets and rules to get your head around. This guide from HCA Home Care breaks down what funding you may be entitled to, how it’s worked out and where extra help is available if your needs change.

Funding classifications

Support at Home funding levels and annual budgets

If you’ve been assessed and approved for Support at Home, you’ll be assigned one of eight funding classifications based on your care needs. Each classification comes with its own quarterly budget and annual amount*, which can be used for approved services under the Support at Home service list, based on your assessed needs.

ClassificationExample of type of care Quarterly budget Annual amount
1Basic Support – Fortnightly cleaning, occasional gardening, meal delivery, transport to appointments or periodic social support. $2,752.50 $11,010.01
2Low Care Needs – Weekly domestic assistance, shopping support, meal preparation, transport and occasional personal care. $4,112.84 $16,451.35
3Moderate Care Needs – Regular cleaning and meals, assistance with showering or dressing several times a week, physiotherapy, medication prompts and social support $5,634.20 $22,536.81
4Increasing Care Needs – Personal care on most days, regular domestic assistance, nursing visits, allied health support, transport and respite for a carer $7,617.13 $30,468.51
5Intermediate Care Needs – Daily personal care, frequent nursing, occupational therapy or physiotherapy, continence support, meal assistance and regular respite $10,182.38$40,729.53
6Clinical and Personal Care – Personal care once or more each day, regular clinical monitoring, wound or medication management, mobility assistance, substantial domestic help and frequent carer respite $12,341.32 $49,365.27
7High Care Needs – Multiple daily care visits, intensive personal care, frequent nursing, dementia-related support, transfers and mobility assistance, meal support and extensive respite$14,915.00 $59,660.00
8Complex or Comprehensive Support – Several visits throughout the day, complex nursing care, assistance with most daily activities, close care coordination, high-level dementia or behavioural support and significant respite services $20,034.28 $80,137.12

*Amounts current as of 1 July 2026 and indexed each year.

Classification 8 offers the highest level of ongoing funding. If your needs increase, you may be reassessed for a higher classification and a bigger budget. 

Social Support

Can unused Support at Home funding carry over?

If you don’t use your full quarterly budget, you can carry over up to $1,000 or 10 per cent of your budget, whichever is greater, into the next quarter. This gives you some breathing room if your service needs are lighter one quarter or if you’re saving up for a bigger expense, such as a one-off piece of equipment or an extra service, without having to pay out of pocket.

Any funds beyond that carryover limit don’t roll over, so it’s worth checking in on your budget regularly to make sure you’re getting full value from it.

Extra care funds

Extra funding for equipment and short-term care

Alongside your ongoing classification, you may also be eligible for extra funding through a short-term pathway. 

  • Assistive Technology and Home Modifications scheme 

Provides needs-based funding, from around $500 for low-level equipment up to $15,000 or more for larger home modifications, to help you stay safe and independent at home.

  • Restorative Care Pathway

If you’re recovering from an injury, illness or hospital stay, the Restorative Care Pathway offers around $6,000 over 16 weeks to help you regain function. 

  • End-of-Life Pathway 

Provides around $25,000 over 12 weeks, extendable to 16, for people who need extra comfort and support at home in their final months.

Why HCA Home Care?

Our Difference

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Local Customer Care Manager
Every customer at HCA Home Care is assigned their own Customer Care Manager as their one point of contact with us.
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Highly skilled Support Workers
At HCA, we are able to upskill and train workers regularly thanks to our own in-house training organisation and long history in healthcare. It means you always get the very best workers.
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24/7 support
Your support needs don’t stop at 5pm so neither do we. We have a 24/7 support line so you can contact us any time of day — or night!
We care at HCA Home Care

Why Choose HCA Home Care as your provider

HCA Home Care is an established national provider of healthcare support services. Established in 1972, you can benefit from our access to the best Support Workers and Customer Care Managers by choosing HCA Home Care as your Support at Home provider.

Need help from HCA?

Want to speak to a specialist? Contact us today.

FAQs

Will I need to contribute to my Support at Home services?

Most people contribute something towards their services, based on their income, assets and the type of support they receive. Clinical services like nursing are fully government-funded, while everyday living services such as cleaning and gardening usually carry the highest contribution.

For a clearer breakdown, visit HCA Home Care’s Support at Home fees guide or speak with the team about what may apply to your situation.

Can HCA Home Care help me understand my Support at Home funding?

Working out your funding, your budget and your contributions isn’t always straightforward, and that’s where we come in. Every HCA Home Care customer is assigned a Customer Care Manager who can walk you through your funding, help you get the most from your budget and connect you with the right range of home care services for your needs.

Whether you’re just starting out or thinking about switching providers, our team is here to help you make sense of it all. Get in touch with HCA Home Care today for a free consultation, and let’s find a plan that fits your needs and your budget.

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